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Board of Directors

The Board of Directors of Pan-African Savings and Loans Company Limited has a rich and diverse experience in retail, commercial, investment, corporate and non-profit management and international community development.

Effie Simpson-Ekuban – Chairperson
Mrs . Effie Simpson-Ekuban is a development economist. She worked with Ghana’s Ministry of Finance and Economic Planning for over 25 years. Her areas of expertise include Macro and Micro development, programme and project identification, formulation and management, credit and aid management and negotiation. Mrs. Simpson-Ekuban holds a Bachelor of Arts degree in Economics and Statistics from the University of Ghana and a Master’s degree in Economics and Social Studies from the University of Manchester

Emelia Atta-Fynn – Managing Director
Ms. Emelia Atta-Fynn, until her appointment as Managing Director of Pan-African Savings and Loans Company Ltd, was the Executive Director and Head, Domestic Bank of Ecobank Zambia. From November 2011 to June 2012, Ms Atta-Fynn played a key role in the merger between Ecobank Ghana and The Trust Bank. She has been working with Ecobank for over 24 years during which time she has obtained practical working experience in various departments of the bank including Treasury, Financial Institutions, Compliance and Domestic Bank. Ms. Atta-Fynn holds an MBA in Finance and a BA (Hons) Economics with Sociology from the University of Ghana.

Kwasi Anokurang-Budu – Deputy Managing Director
Kwasi has over 20 years experience in retail banking and was responsible for leading a major geographic segment of the retail branch network in Ecobank Ghana including all operations, financial results, and strategic direction. He holds an MBA in Business Administration (Marketing Option) and a BSc Administration (Accounting Option) from the University of Ghana, Business School.


Rotimi Nihinlola – Director
Rotimi is the Chief Operating Officer of the Ecobank Group Consumer Banking. He has had over 20 years of banking experience spanning different areas of banking operations and customer segments. He joined Ecobank Transnational Incorporated (ETI) in 2006 to drive implementation of the bank’s microfinance strategy in Africa. He completed his first degree in Accounting as a scholar of Totalfinaelf. He is a Chartered Accountant and holds a Master’s degree in Economics from The University of Sheffield, England, with special focus in Microfinance. He is an Alumnus of the Strategic Microfinance Leadership Program of the Harvard Business School, Boston, USA. He has held other senior roles in Ecobank including Group Chief Financial Officer, Group Head, Financial Institutions and International Organisations, Group Head, Corporate Development, Cluster Head, International Offices, Group Head, Alliances and Deputy Chief Representative Officer, South Africa Office.

Kwame A. Oppong – Director
Kwame is a Digital Financial Services (DFS) expert with expertise spanning P&L management, product development, agent network management, policy, regulation, training, research and technology. He is an Advisor to Regulators, Policymakers and Development Partners on DFS trends and critical challenges. He has developed experience in Randomized Controlled Trials (RCTs), and human centered design principles. He holds an MSc in Business (Global Marketing Management) from the Virginia Commonwealth University and a BSc in Business Administration (Marketing) from Central University in Ghana.

Moses Tetteh Coffie – Director
Moses is a Lead Consultant with the Leaders & Mentors International Ltd. He has 23 years of experience in strategy formulation, implementation and tactical planning. His professional attributes include product development and management; building and implementing systems and processes for effective monitoring and reporting, coordinating and managing leadership retreats and undertaking training and development for corporate team leaders. Moses has worked with Access Bank (Group Head, Institutional Banking), Intercontinental Bank (Divisional Head, Marketing), Stratcomm (Chief Operating Officer) and Unilever Ghana Limited (Business Manager, Popular Foods for West Africa). Moses is an IFC Certified Provisional Trainer with and Executive Masters in Business Administration from the Ghana Institute of Management and Public Administration (GIMPA), Legon.

Theresa Osei-Tutu – Director
Theresa is an investment analyst with 30 years of experience in the Financial Sector of Ghana. She has extensive knowledge of the functioning and management of financial institutions in Ghana as a result of years of work with the Bank for Housing and Construction (10 years) and Leasafrica Ghana limited (10 years). She is the Chairman and founding member of KITE, an NGO linking energy to people in policy formulation, project design, implementation and evaluation. She is currently the Managing Director of THCLR Ghana Limited, a firm that provides consultancy and training services. She was the lead consultant for the International Finance Corporation (IFC) to review the performance and legislation in order to facilitate the leasing sector’s growth in Ghana. She has also been engaged by the IFC for several other consulting assignments in the private and financial sectors. Theresa hold a first Degree from the Kwame Nkrumah University of Science and Technology and a Masters in Business Administration (Finance) from the University of Ghana, Legon.

Bernard Watson Quaye Adade – Director
Bernard has over 28 years of experience in the financial and auditing field. He is currently a Partner with Baker Tilly Andah & Andah, an Auditing and Accounting firm. His previous employments include Leaseafric Ghana Limited (Managing Director); Phyto-Riker – GIHOC Pharmaceuticals (Acting Financial Controller); Danafco Limited (General Manager); and KPMG (Auditor). He is a member of the Institute of Chartered Accountants, Ghana (ICAG) and the Chartered Institute of Taxation, Ghana (CITG). He also holds a CA (Ghana) and a Bachelor of Science in Administration (Accounting Option) from the University of Ghana, Legon.